Search Results for: blog digging out of debt

Save Money and Time by Staying Organized

Did you know that being disorganized can actually cost you money? It’s true. If the information that you keep regarding your finances is not organized and kept in a dedicated place, there are a few ways in which you can lose money. By taking the time to organize your financial information, you can stop losing money and even save time too. One important tool for keeping your finances organized is a calendar. You can choose to write financial information on your regular calendar or on a separate calendar that is dedicated to money related items. Writing down when all of … Continue reading →

Have a Merry Cheap Christmas

Who says “cheap” is a bad thing? Just because you are trying to avoid a holiday debt hangover doesn’t mean you have to look like Ebenezer Scrooge in the process. There are a myriad of ways you can make merry this Christmas season without breaking the bank. Some frugal ideas include: Hooray for Homemade: Use your vast array of talents to make gifts to give this holiday season rather than draining your wallet at the mall. Whether you knit, bake, paint, sew, or you’re a whiz at woodworking, there are plenty of presents you can make that are creative, thoughtful, … Continue reading →

Prepping for Seasonal Spending

Here’s some food for thought as we countdown to the holiday season: According to Consumer Reports, 13.6 million Americans are still repaying bills they racked up from last Christmas. Not exactly the type of red you want to be sporting as the gift-giving season approaches. Money is a huge concern for cash-strapped consumers throughout the year, but during the months of November and December, coming up with ways to fund a festive holiday is a worry that seems to grow as fast as the mercury dips. With less than two weeks until Thanksgiving and just over a month until Christmas, … Continue reading →