Life Insurance: I Bet You Need It!

Do you have life insurance? In almost every case, you should. There are several things to keep in mind when choosing how much insurance to purchase: 1. How much would it cost to replace you? – Financially that is, not emotionally. What type of work do you do? I’m a stay at home mom, with a bit of income, and to replace me would cost my husband day care, plus the cost of my lost income, plus some help around the house. It add ups quickly! 2. What expenses would need to be paid immediately upon your death? The insurance … Continue reading

Money Week in Review Jan 27 – Feb 2 2007

Miriam and I have both been writing about money this week from the perspective of saving, as always, but we also got quite a bit of new ideas down for you. What to do if your toddler asks you for money and making financial sacrifices for your children. Here’s the week in review with a short quote from the beginning of each blog post: 01 Feb 2007 How Are You Going to Spend Your Tax Refund? by Miriam Caldwell What are you planning on spending your tax refund on? There are several options available for you. No matter what you … Continue reading

Let’s Talk About Making Informed Parental Decisions During Pregnancy

When you are expecting, there are going to be some specific parenting decisions that you will need to make long before the baby arrives. Because you are completely responsible for another person’s well-being, it is very important that you make sure to become as informed as possible on the many issues parenting will present you with. Here’s a break-down of some of the important decisions you will be immediately faced with: Where and How You Will Deliver – There are several places to give birth – at home, a hospital, a birthing center. There are several ways in which to … Continue reading