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Salmonella

Contracting salmonella infection is not soon forgotten. Salmonella is a bacteria that some animals are known to carry. Salmonella can be present in numerous foods, as well as through other sources. You will find the salmonella bacteria in water, raw meat, and eggs. It is also noted in the feces of animals, soil, and common kitchen areas, such as countertops. This bacterium will affect your intestines causing a fever, vomiting, cramping, headache, diarrhea, and other symptoms. Symptoms will generally appear within 72 hours. The salmonella bacteria will usually run its course and resolving without any further medical treatment. If a … Continue reading →

Pet Insurance

Lately I’ve been thinking a lot about pet insurance. Maybe because of all the money we’ve had to fork out for Murphy’s paw surgery. Except, I’m not sure if pet insurance would have covered it. I’m not that well versed in the various pet insurance policies out there. But I keep seeing them advertised, so I thought I’d check into it a bit more. Besides, it makes a great article for the Pets Blog! Types of Pet Insurance Policies Who has them and where can you get them? Below is a list of some of the pet insurance providers I … Continue reading →

Frugal Living Month in Review: July 2008

July went by so quickly for us! There were so many fun and frugal activities and events for us to explore, from a science camp to free movies and sand sculpting. I hope your July was equally fun and frugal. Summer is a busy time, I know. Did you miss any frugal articles last month? If so, here is an opportunity to catch up on what you missed. There are new ways to save money on food, clothing, kids, gas and more. Feel free to leave a comment on any frugal post. I read all of the comments myself, no … Continue reading →

GULP! I’m a Caregiver!

Last month I knew there were going to be big changes to my marriage when my mom’s illness forced me to fly home and we made the decision to move her back with me. But it’s only recently that it dawned on me: GULP! I’m a caregiver! Big Responsibility When I was in Denver and taking her to and from doctor’s appointments, I was helping her out. That’s how it seemed. I knew I was caring for her on some level, but it was different somehow. I guess because it felt more like I was doing a favor than being … Continue reading →

Considering Pet Insurance?

I was thinking the other day about what I would do if I had a thousand dollars to spend on my health. One of the ideas I had was to purchase pet insurance. Pet insurance isn’t really something I’ve looked into before for Moose and Lally — I always figured I would handle emergencies as they arose (like when Moose got hit by a car this spring). First, some statistics: Only between two and three percent of American pet owners have insurance on their pets. The average annual cost for pet care in the U.S. in 1998 was $138. The … Continue reading →

Dog Bite Liability

There has been a growing popularity since the mid-1990s, of people choosing to own the more aggressive breeds of dogs. This is a security concern because dog attacks are now the largest single cause of homeowner insurance policy claims. Dogs and their bites have become a major concern for homeowner insurance companies and considering the statistics it’s not hard to see why: The Centers for Disease Control and Prevention, reports that more than 4.7 million people are bitten by dogs every year with an estimated 800,000 injuries requiring medical treatment. More than 50 percent of the bites happen on the … Continue reading →

Plump Pets and Pet Health Insurance Study About Pet Obesity

The nation’s oldest and largest pet insurance provider, Veterinary Pet Insurance (VPI), ran a study reviewing Pet Health Insurance claims and found more than $14 million dollars was paid out for claims linked to pet obesity with plump-pets health care needs representing seven percent of all the pet medical claims submitted to VPI in 2006. Veterinarians know obesity is as harmful for our pets as it is for their owners and humans. Nearly all body systems are required to work harder to support the extra weight Obesity adversely affects the quality and length of life, for our pets and us. … Continue reading →

Insurance Terms: P

A | B | C | D | E | F | G | H | I | J-K | L | M | N | O | P | Q-R | S | T | U-V | W-Z Package Policy are single insurance policies combining several coverage’s which may ordinarily or often be sold separately. Some companies package homeowner, auto and personal liability coverage any issue one package policy. Partial Loss is an insured loss involving less than the full value insured. A claim where less than the maximum amount of insurance coverage is needed. Performance Bond In general … Continue reading →

Vaccinations For Dogs

Vaccinations protect your pets against diseases that we were once helpless against. Diseases like rabies and distemper are easily prevented, helping ensure your pet has a long and healthy life. Vaccinating your pets also helps protect you and your family — some diseases can be passed from animal to human. The American Animal Hospital Association released canine vaccine guidelines in 2003 and updated them in 2006 to help veterinarians administer appropriate vaccines to dogs. The guidelines were developed by veterinarians, researchers, immunologists, and infectious disease experts. There are two different kinds of vaccine: core vaccines and noncore vaccines. Core vaccines … Continue reading →

Financial Reasons to Quit Smoking

Maybe you don’t think your continued good health is a good enough reason to quit smoking. Let’s look at some of the financial costs that come with smoking! Job security. Some rather large companies are starting to think twice about hiring smokers. According to the American Civil Liberties Union, more than six thousand companies across the nation are refusing to hire smokers. Among the smoke free companies: Alaska Airlines and the Union Pacific. Higher insurance costs. Expect to pay at least twice as much as a non-smoker if you’re looking for life insurance. For health insurance, the difference isn’t as … Continue reading →